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Holding company

Wb & T Bankshares Inc

Wb & T Bankshares Inc is a bank holding company that controls 3 federally insured institutions with $1.1B in combined assets.

3
Institutions owned Data as of Q1 2026
$1.1B
Combined assets Data as of Q1 2026
8
Total branches Data as of Q1 2026

Source: U.S. FDIC BankFind & NCUA 5300 Call Report (public data). Data sources · Data as of Q1 2026

A holding company is the parent corporation that owns one or more banks or credit unions. Each institution below keeps its own charter and federal deposit insurance — they are listed here together because they share Wb & T Bankshares Inc as their ultimate owner.

Institutions owned by Wb & T Bankshares Inc

Every bank and credit union controlled by this holding company, by total assets. Each links to its full profile, branches and ownership history.

#InstitutionTypeLocationTotal assetsDepositsBranches
1Guardian BankBankValdosta, GA$601.1M$534.6M5
2South Coast Bank & TrustBankBrunswick, GA$268.2M$239.1M2
3Waycross Bank & TrustBankWaycross, GA$234M$209.4M1

Source: FDIC holding-company structure data (public domain). Ownership reflects the latest federal filings. Data sources · Data as of Q1 2026