Valdosta, GA
Bank Guardian Bank
Guardian Bank is a federally insured bank based in Valdosta, Georgia.
- Type
- Bank
- Charter
- State-chartered commercial bank, not a Federal Reserve member
- Primary regulator
- FDIC
- Established
- May 1, 2001
- Headquarters
- Valdosta, GA
- FDIC certificate #
- 57127
- Fed RSSD ID
- 2989006
- Holding company
- Wb & T Bankshares Inc
- Website
- www.guardian.bank
$601.1M
Total assets Data as of Q1 2026
$534.6M
Total deposits Data as of Q1 2026
5
Branch locations Data as of Q1 2026
$2.4M
Net income Data as of Q1 2026
1.58%
Return on assets Data as of Q1 2026
Source: U.S. FDIC BankFind & NCUA 5300 Call Report (public data). Data sources · Data as of Q1 2026
Branches by state
Guardian Bank operates 5 branch locations in Georgia. Select a state to drill down to its towns and individual branches.
Ownership
Guardian Bank is owned by Wb & T Bankshares Inc, which also owns 2 other institutions. See the full ownership & merger history.
Guardian Bank financial summary
Other banks in Georgia
Federally insured banks headquartered in Georgia, by total assets.
- Ameris Bank $28.02B
- RBC Bank, (Georgia) National Association $8.79B
- Metro City Bank $4.63B
- Colony Bank $3.71B
- Georgia Banking Company $2.68B
- Vallant Bank $2.35B
- Queensborough National Bank & Trust Company $2.34B
- United Bank $2.22B
Similar-size banks
Institutions close to Guardian Bank’s $601.1M in assets.
- American Heritage National Bank $601M
- Wisdom Heritage Bank $600.9M
- The Maries County Bank $601.5M
- Frontier State Bank $600.7M
- First Port City Bank $600.6M
- Mercer County State Bank $601.7M
Also owned by Wb & T Bankshares Inc
- South Coast Bank & Trust $268.2M
- Waycross Bank & Trust $234M