Somerset, KY
Bank The Citizens National Bank of Somerset
The Citizens National Bank of Somerset is a federally insured bank based in Somerset, Kentucky.
- Type
- Bank
- Charter
- National commercial bank (OCC-chartered)
- Primary regulator
- OCC
- Established
- January 1, 1919
- Headquarters
- Somerset, KY
- FDIC certificate #
- 2725
- Fed RSSD ID
- 410917
- Holding company
- Citizens Bancshares Inc
- Website
- www.cnbsomerset.com
$706.5M
Total assets Data as of Q1 2026
$565.1M
Total deposits Data as of Q1 2026
12
Branch locations Data as of Q1 2026
$2.9M
Net income Data as of Q1 2026
1.65%
Return on assets Data as of Q1 2026
Source: U.S. FDIC BankFind & NCUA 5300 Call Report (public data). Data sources · Data as of Q1 2026
Branches by state
The Citizens National Bank of Somerset operates 12 branch locations in Kentucky. Select a state to drill down to its towns and individual branches.
Ownership
The Citizens National Bank of Somerset is owned by Citizens Bancshares Inc. See the full ownership & merger history.
The Citizens National Bank of Somerset financial summary
Other banks in Kentucky
Federally insured banks headquartered in Kentucky, by total assets.
- Stock Yards Bank & Trust Company $9.46B
- Republic Bank & Trust Company $7.25B
- Community Trust Bank, Inc. $6.7B
- Central Bank & Trust Co. $3.99B
- Independence Bank of Kentucky $3.79B
- Traditional Bank, Inc. $2.41B
- South Central Bank, Inc. $2.17B
- Heritage Bank, Inc. $2B
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