Lexington, KY
Bank Central Bank & Trust Co.
Central Bank & Trust Co. is a federally insured bank based in Lexington, Kentucky.
- Type
- Bank
- Charter
- State-chartered commercial bank, not a Federal Reserve member
- Primary regulator
- FDIC
- Established
- April 15, 1938
- Headquarters
- Lexington, KY
- FDIC certificate #
- 15815
- Fed RSSD ID
- 1007015
- Holding company
- Central Bancshares Inc
- Website
- www.centralbank.com
$3.99B
Total assets Data as of Q1 2026
$3.11B
Total deposits Data as of Q1 2026
28
Branch locations Data as of Q1 2026
$12.2M
Net income Data as of Q1 2026
1.23%
Return on assets Data as of Q1 2026
Source: U.S. FDIC BankFind & NCUA 5300 Call Report (public data). Data sources · Data as of Q1 2026
Branches by state
Central Bank & Trust Co. operates 28 branch locations in Kentucky. Select a state to drill down to its towns and individual branches.
Ownership
Central Bank & Trust Co. is owned by Central Bancshares Inc. See the full ownership & merger history.
Central Bank & Trust Co. financial summary
Other banks in Kentucky
Federally insured banks headquartered in Kentucky, by total assets.
- Stock Yards Bank & Trust Company $9.46B
- Republic Bank & Trust Company $7.25B
- Community Trust Bank, Inc. $6.7B
- Independence Bank of Kentucky $3.79B
- Traditional Bank, Inc. $2.41B
- South Central Bank, Inc. $2.17B
- Heritage Bank, Inc. $2B
- Planters Bank, Inc. $1.93B
Similar-size banks
Institutions close to Central Bank & Trust Co.’s $3.99B in assets.
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- First Bank $3.97B
- Spencer Savings Bank, SLA $4.03B
- First Guaranty Bank $3.96B
- Gate City Bank $4.03B