Bank The Citizens Bank
The Citizens Bank is a federally insured bank based in Morehead, Kentucky.
- Type
- Bank
- Charter
- State-chartered commercial bank, not a Federal Reserve member
- Primary regulator
- FDIC
- Established
- September 28, 1928
- Headquarters
- Morehead, KY
- FDIC certificate #
- 10520
- Fed RSSD ID
- 962313
- Holding company
- Citizens Bcorp Morehead Inc
- Website
- www.tcbanytime.com
Source: U.S. FDIC BankFind & NCUA 5300 Call Report (public data). Data sources · Data as of Q1 2026
Branches by state
The Citizens Bank operates 5 branch locations in Kentucky. Select a state to drill down to its towns and individual branches.
Ownership
The Citizens Bank is owned by Citizens Bcorp Morehead Inc. See the full ownership & merger history.
The Citizens Bank financial summary
Other banks in Kentucky
Federally insured banks headquartered in Kentucky, by total assets.
- Stock Yards Bank & Trust Company $9.46B
- Republic Bank & Trust Company $7.25B
- Community Trust Bank, Inc. $6.7B
- Central Bank & Trust Co. $3.99B
- Independence Bank of Kentucky $3.79B
- Traditional Bank, Inc. $2.41B
- South Central Bank, Inc. $2.17B
- Heritage Bank, Inc. $2B
Similar-size banks
Institutions close to The Citizens Bank’s $227.9M in assets.
- Charter Bank $227.8M
- CornerStone Bank $227.7M
- United Bank and Trust Company $227.6M
- First State Bank $227.3M
- Franklin State Bank & Trust Company $227.2M
- Arlo Bank $228.7M