Somerset, KY
Bank First & Farmers National Bank, Inc.
First & Farmers National Bank, Inc. is a federally insured bank based in Somerset, Kentucky.
- Type
- Bank
- Charter
- National commercial bank (OCC-chartered)
- Primary regulator
- OCC
- Established
- October 15, 1903
- Headquarters
- Somerset, KY
- FDIC certificate #
- 2738
- Fed RSSD ID
- 721949
- Holding company
- Pine Knob Holdings LLC
- Website
- www.firstandfarmers.com
$679.5M
Total assets Data as of Q1 2026
$591.5M
Total deposits Data as of Q1 2026
11
Branch locations Data as of Q1 2026
$2.5M
Net income Data as of Q1 2026
1.48%
Return on assets Data as of Q1 2026
Source: U.S. FDIC BankFind & NCUA 5300 Call Report (public data). Data sources · Data as of Q1 2026
Branches by state
First & Farmers National Bank, Inc. operates 11 branch locations in Kentucky. Select a state to drill down to its towns and individual branches.
Ownership
First & Farmers National Bank, Inc. is owned by Pine Knob Holdings LLC, which also owns 1 other institution. See the full ownership & merger history.
First & Farmers National Bank, Inc. financial summary
Other banks in Kentucky
Federally insured banks headquartered in Kentucky, by total assets.
- Stock Yards Bank & Trust Company $9.46B
- Republic Bank & Trust Company $7.25B
- Community Trust Bank, Inc. $6.7B
- Central Bank & Trust Co. $3.99B
- Independence Bank of Kentucky $3.79B
- Traditional Bank, Inc. $2.41B
- South Central Bank, Inc. $2.17B
- Heritage Bank, Inc. $2B
Similar-size banks
Institutions close to First & Farmers National Bank, Inc.’s $679.5M in assets.
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- Constitution Bank, National Association $678.9M
- Eagle Bank $680.3M
- Longview Bank $680.4M
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Also owned by Pine Knob Holdings LLC
- The Cecilian Bank $1.57B