Calculator
Emergency Fund Calculator
Find your target emergency fund and how many months it takes to get there at your savings rate.
An emergency fund is the cash buffer that keeps a job loss, car repair or medical bill from becoming a debt spiral. A common target is three to six months of essential expenses, kept in a high-yield savings account you can reach instantly. Enter your numbers to see your target and how long it takes to get there.
$18,000
Your emergency-fund target
$16,000
Still to save
3 yrs 2 mo
Time to reach it
$15,200
You will contribute
Balance growth toward your target
Estimates only, for general information — not financial advice. Calculations run in your browser; nothing is stored.
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