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Holding company

F & M Financial Corp

F & M Financial Corp is a bank holding company that controls 1 federally insured institution with $985.6M in combined assets.

1
Institutions owned Data as of Q1 2026
$985.6M
Combined assets Data as of Q1 2026
12
Total branches Data as of Q1 2026

Source: U.S. FDIC BankFind & NCUA 5300 Call Report (public data). Data sources · Data as of Q1 2026

A holding company is the parent corporation that owns one or more banks or credit unions. Each institution below keeps its own charter and federal deposit insurance — they are listed here together because they share F & M Financial Corp as their ultimate owner.

Institutions owned by F & M Financial Corp

Every bank and credit union controlled by this holding company, by total assets. Each links to its full profile, branches and ownership history.

#InstitutionTypeLocationTotal assetsDepositsBranches
1Farmers & Merchants BankBankGranite Quarry, NC$985.6M$831.1M12

Source: FDIC holding-company structure data (public domain). Ownership reflects the latest federal filings. Data sources · Data as of Q1 2026