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Houston, TX

Credit union Smart Financial

Smart Financial is a federally insured credit union based in Houston, Texas.

Type
Credit union
Charter
State-chartered, federally insured credit union
Primary regulator
NCUA
Established
January 1, 1934
Headquarters
Houston, TX
NCUA charter #
67927
Fed RSSD ID
787691
$805.8M
$700.5M
Total deposits Data as of Q1 2026
12
Branch locations Data as of Q1 2026
59,807
1.40%
Return on assets Data as of Q1 2026

Source: U.S. FDIC BankFind & NCUA 5300 Call Report (public data). Data sources · Data as of Q1 2026

Branches by state

Smart Financial operates 12 branch locations in Texas. Select a state to drill down to its towns and individual branches.

Ownership

Smart Financial is not currently recorded under a holding company in the federal data — it appears to be independently held. See its structure & merger history for any past changes.

Smart Financial financial summary

Other credit unions in Texas

Federally insured credit unions headquartered in Texas, by total assets.

Similar-size credit unions

Institutions close to Smart Financial’s $805.8M in assets.

Data as of Q1 2026