Cleveland, TN
Credit union Smart Choice
Smart Choice is a federally insured credit union based in Cleveland, Tennessee.
- Type
- Credit union
- Charter
- State-chartered, federally insured credit union
- Primary regulator
- NCUA
- Established
- January 1, 2003
- Headquarters
- Cleveland, TN
- NCUA charter #
- 68513
- Fed RSSD ID
- 3176698
$3.7M
Total assets Data as of Q1 2026
$3.4M
Total deposits Data as of Q1 2026
3
Branch locations Data as of Q1 2026
890
Members Data as of Q1 2026
-1.62%
Return on assets Data as of Q1 2026
Source: U.S. FDIC BankFind & NCUA 5300 Call Report (public data). Data sources · Data as of Q1 2026
Branches by state
Smart Choice operates 3 branch locations across 2 states. Select a state to drill down to its towns and individual branches.
Ownership
Smart Choice is not currently recorded under a holding company in the federal data — it appears to be independently held. See its structure & merger history for any past changes.
Smart Choice financial summary
Other credit unions in Tennessee
Federally insured credit unions headquartered in Tennessee, by total assets.
- Eastman $10.14B
- Knoxville Tva Employees $5.23B
- Ornl $4.81B
- Ascend $4.75B
- Tennessee Valley $3.19B
- Y-12 $2.77B
- Leaders Credit Union $1.31B
- Orion $1.3B
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