Houghton Lake, MI
Credit union North Central Area
North Central Area is a federally insured credit union based in Houghton Lake, Michigan.
- Type
- Credit union
- Charter
- State-chartered, federally insured credit union
- Primary regulator
- NCUA
- Established
- January 1, 1956
- Headquarters
- Houghton Lake, MI
- NCUA charter #
- 61953
- Fed RSSD ID
- 172792
$269.4M
Total assets Data as of Q1 2026
$239.8M
Total deposits Data as of Q1 2026
7
Branch locations Data as of Q1 2026
20,236
Members Data as of Q1 2026
1.38%
Return on assets Data as of Q1 2026
Source: U.S. FDIC BankFind & NCUA 5300 Call Report (public data). Data sources · Data as of Q1 2026
Branches by state
North Central Area operates 7 branch locations in Michigan. Select a state to drill down to its towns and individual branches.
Ownership
North Central Area is not currently recorded under a holding company in the federal data — it appears to be independently held. See its structure & merger history for any past changes.
North Central Area financial summary
Other credit unions in Michigan
Federally insured credit unions headquartered in Michigan, by total assets.
- Lake Michigan $16.86B
- Michigan State University $8.51B
- Dfcu Financial $8.03B
- Genisys $6.44B
- United $4.4B
- Michigan Schools and Government $4.37B
- Advia $3.97B
- Lake Trust $2.87B
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- Top Tier $267.8M
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