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Capitola, CA

Credit union Bay

Bay is a federally insured credit union based in Capitola, California.

Type
Credit union
Charter
Federally chartered credit union
Primary regulator
NCUA
Established
January 1, 1957
Headquarters
Capitola, CA
NCUA charter #
12067
Fed RSSD ID
280688
$1.89B
$1.69B
Total deposits Data as of Q1 2026
8
Branch locations Data as of Q1 2026
97,218
0.89%
Return on assets Data as of Q1 2026

Source: U.S. FDIC BankFind & NCUA 5300 Call Report (public data). Data sources · Data as of Q1 2026

Branches by state

Bay operates 8 branch locations in California. Select a state to drill down to its towns and individual branches.

Ownership

Bay is not currently recorded under a holding company in the federal data — it appears to be independently held. See its structure & merger history for any past changes.

Bay financial summary

Other credit unions in California

Federally insured credit unions headquartered in California, by total assets.

Similar-size credit unions

Institutions close to Bay’s $1.89B in assets.

Data as of Q1 2026