Wray, CO
Bank Wray State Bank
Wray State Bank is a federally insured bank based in Wray, Colorado.
- Type
- Bank
- Charter
- State-chartered commercial bank, not a Federal Reserve member
- Primary regulator
- FDIC
- Established
- April 11, 1977
- Headquarters
- Wray, CO
- FDIC certificate #
- 22447
- Fed RSSD ID
- 541754
- Holding company
- Hotc Investment Co
- Website
- www.wraystatebank.com
$304M
Total assets Data as of Q1 2026
$270.3M
Total deposits Data as of Q1 2026
3
Branch locations Data as of Q1 2026
$878K
Net income Data as of Q1 2026
1.15%
Return on assets Data as of Q1 2026
Source: U.S. FDIC BankFind & NCUA 5300 Call Report (public data). Data sources · Data as of Q1 2026
Branches by state
Wray State Bank operates 3 branch locations in Colorado. Select a state to drill down to its towns and individual branches.
Ownership
Wray State Bank is owned by Hotc Investment Co. See the full ownership & merger history.
Wray State Bank financial summary
Other banks in Colorado
Federally insured banks headquartered in Colorado, by total assets.
- FirstBank $29.36B
- NBH Bank $12.56B
- Bank of Colorado $7.56B
- Alpine Bank $6.79B
- First Western Trust Bank $3.24B
- ANB Bank $2.96B
- Colorado Federal Savings Bank $2.58B
- Solera National Bank $1.61B
Similar-size banks
Institutions close to Wray State Bank’s $304M in assets.
- Citizens Bank $304M
- The Payne County Bank $304M
- Community Bank $304.1M
- Freedom Bank $303.8M
- Peoples Bank $303.7M
- The First Security Bank $304.3M