Watertown, MA
Bank Watertown Savings Bank
Watertown Savings Bank is a federally insured bank based in Watertown, Massachusetts.
- Type
- Bank
- Charter
- State-chartered commercial bank, Federal Reserve member
- Primary regulator
- FED
- Established
- April 18, 1870
- Headquarters
- Watertown, MA
- FDIC certificate #
- 23298
- Fed RSSD ID
- 886204
- Website
- www.watertownsavings.com
$1.44B
Total assets Data as of Q1 2026
$1.26B
Total deposits Data as of Q1 2026
10
Branch locations Data as of Q1 2026
$2.5M
Net income Data as of Q1 2026
0.70%
Return on assets Data as of Q1 2026
Source: U.S. FDIC BankFind & NCUA 5300 Call Report (public data). Data sources · Data as of Q1 2026
Branches by state
Watertown Savings Bank operates 10 branch locations in Massachusetts. Select a state to drill down to its towns and individual branches.
Ownership
Watertown Savings Bank is not currently recorded under a holding company in the federal data — it appears to be independently held. See its structure & merger history for any past changes.
Watertown Savings Bank financial summary
Other banks in Massachusetts
Federally insured banks headquartered in Massachusetts, by total assets.
- State Street Bank and Trust Company $386.55B
- Eastern Bank $30.62B
- Rockland Trust Company $24.79B
- Beacon Bank and Trust $22.18B
- Salem Five Cents Savings Bank $8.57B
- Needham Bank $7.17B
- Cambridge Savings Bank $6.91B
- Middlesex Savings Bank $6.15B
Similar-size banks
Institutions close to Watertown Savings Bank’s $1.44B in assets.
- West Gate Bank $1.44B
- SouthPoint Bank $1.44B
- Bankers' Bank $1.45B
- Central National Bank $1.45B
- Malaga Bank F.S.B. $1.44B
- Bank of Utica $1.45B