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Watertown, NY

Bank Watertown Savings Bank

Watertown Savings Bank is a federally insured bank based in Watertown, New York.

Type
Bank
Charter
State-chartered savings institution
Primary regulator
FDIC
Established
January 1, 1894
Headquarters
Watertown, NY
FDIC certificate #
15990
Fed RSSD ID
298218
$970.2M
$787.9M
Total deposits Data as of Q1 2026
10
Branch locations Data as of Q1 2026
$4.5M
1.89%
Return on assets Data as of Q1 2026

Source: U.S. FDIC BankFind & NCUA 5300 Call Report (public data). Data sources · Data as of Q1 2026

Branches by state

Watertown Savings Bank operates 10 branch locations in New York. Select a state to drill down to its towns and individual branches.

Ownership

Watertown Savings Bank is not currently recorded under a holding company in the federal data — it appears to be independently held. See its structure & merger history for any past changes.

Watertown Savings Bank financial summary

Other banks in New York

Federally insured banks headquartered in New York, by total assets.

Similar-size banks

Institutions close to Watertown Savings Bank’s $970.2M in assets.

Data as of Q1 2026