Waterloo, AL
Bank The Farmers & Merchants Bank
The Farmers & Merchants Bank is a federally insured bank based in Waterloo, Alabama.
- Type
- Bank
- Charter
- State-chartered commercial bank, not a Federal Reserve member
- Primary regulator
- FDIC
- Established
- July 1, 1914
- Headquarters
- Waterloo, AL
- FDIC certificate #
- 1745
- Fed RSSD ID
- 291732
- Website
- www.fmbal.com
$98.8M
Total assets Data as of Q1 2026
$87.2M
Total deposits Data as of Q1 2026
2
Branch locations Data as of Q1 2026
$162K
Net income Data as of Q1 2026
0.65%
Return on assets Data as of Q1 2026
Source: U.S. FDIC BankFind & NCUA 5300 Call Report (public data). Data sources · Data as of Q1 2026
Branches by state
The Farmers & Merchants Bank operates 2 branch locations in Alabama. Select a state to drill down to its towns and individual branches.
Ownership
The Farmers & Merchants Bank is not currently recorded under a holding company in the federal data — it appears to be independently held. See its structure & merger history for any past changes.
The Farmers & Merchants Bank financial summary
Other banks in Alabama
Federally insured banks headquartered in Alabama, by total assets.
- Regions Bank $159.43B
- ServisFirst Bank $18.17B
- River Bank & Trust $3.92B
- Bank Independent $2.95B
- CB&S Bank, Inc. $2.94B
- Bryant Bank $2.92B
- Oakworth Capital Bank $2.04B
- Troy Bank & Trust Company $1.56B
Similar-size banks
Institutions close to The Farmers & Merchants Bank’s $98.8M in assets.
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- West Plains Savings and Loan Association $98.9M
- The First Central National Bank of St. Paris $99M
- Union Bank & Trust Company $98.4M
- Genesis Bank $98.3M
- Garfield County Bank $99.3M