Fort Lauderdale, FL
Bank OptimumBank
OptimumBank is a federally insured bank based in Fort Lauderdale, Florida.
- Type
- Bank
- Charter
- State-chartered commercial bank, not a Federal Reserve member
- Primary regulator
- FDIC
- Established
- November 1, 2000
- Headquarters
- Fort Lauderdale, FL
- FDIC certificate #
- 35430
- Fed RSSD ID
- 2953418
- Holding company
- Optimumbank Holdings Inc
- Website
- www.optimumbank.com
$1.27B
Total assets Data as of Q1 2026
$1.09B
Total deposits Data as of Q1 2026
4
Branch locations Data as of Q1 2026
$5.1M
Net income Data as of Q1 2026
1.70%
Return on assets Data as of Q1 2026
Source: U.S. FDIC BankFind & NCUA 5300 Call Report (public data). Data sources · Data as of Q1 2026
Branches by state
OptimumBank operates 4 branch locations in Florida. Select a state to drill down to its towns and individual branches.
Ownership
OptimumBank is owned by Optimumbank Holdings Inc. See the full ownership & merger history.
Other banks in Florida
Federally insured banks headquartered in Florida, by total assets.
- SouthState Bank, National Association $67.87B
- EverBank, National Association $47.23B
- Raymond James Bank $45.74B
- BankUnited, National Association $35.34B
- City National Bank of Florida $28.63B
- Seacoast National Bank $21.13B
- Amerant Bank, National Association $9.88B
- Ocean Bank $7.53B
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