Santa Barbara, CA
Bank Montecito Bank & Trust
Montecito Bank & Trust is a federally insured bank based in Santa Barbara, California.
- Type
- Bank
- Charter
- State-chartered commercial bank, not a Federal Reserve member
- Primary regulator
- FDIC
- Established
- March 17, 1975
- Headquarters
- Santa Barbara, CA
- FDIC certificate #
- 21956
- Fed RSSD ID
- 514066
- Holding company
- Montecito Bcorp
- Website
- www.montecito.bank
$2.04B
Total assets Data as of Q1 2026
$1.79B
Total deposits Data as of Q1 2026
17
Branch locations Data as of Q1 2026
$3.3M
Net income Data as of Q1 2026
0.65%
Return on assets Data as of Q1 2026
Source: U.S. FDIC BankFind & NCUA 5300 Call Report (public data). Data sources · Data as of Q1 2026
Branches by state
Montecito Bank & Trust operates 17 branch locations in California. Select a state to drill down to its towns and individual branches.
Ownership
Montecito Bank & Trust is owned by Montecito Bcorp. See the full ownership & merger history.
Montecito Bank & Trust financial summary
Other banks in California
Federally insured banks headquartered in California, by total assets.
- City National Bank $99.95B
- East West Bank $82.47B
- Banc of California $34.64B
- Axos Bank $28.24B
- Cathay Bank $24.04B
- Mechanics Bank $21.4B
- Bank of Hope $18.65B
- Citizens Business Bank, National Association $15.51B
Similar-size banks
Institutions close to Montecito Bank & Trust’s $2.04B in assets.
- American Commercial Bank & Trust, National Association $2.04B
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- Timberland Bank $2.05B
- First National Bank $2.05B