Baldwin, MI
Bank Lake-Osceola State Bank
Lake-Osceola State Bank is a federally insured bank based in Baldwin, Michigan.
- Type
- Bank
- Charter
- State-chartered commercial bank, not a Federal Reserve member
- Primary regulator
- FDIC
- Established
- January 1, 1908
- Headquarters
- Baldwin, MI
- FDIC certificate #
- 8172
- Fed RSSD ID
- 11145
- Holding company
- Lake Financial Corp
- Website
- www.losb.com
$481.4M
Total assets Data as of Q1 2026
$409.9M
Total deposits Data as of Q1 2026
13
Branch locations Data as of Q1 2026
$2.1M
Net income Data as of Q1 2026
1.77%
Return on assets Data as of Q1 2026
Source: U.S. FDIC BankFind & NCUA 5300 Call Report (public data). Data sources · Data as of Q1 2026
Branches by state
Lake-Osceola State Bank operates 13 branch locations in Michigan. Select a state to drill down to its towns and individual branches.
Ownership
Lake-Osceola State Bank is owned by Lake Financial Corp. See the full ownership & merger history.
Lake-Osceola State Bank financial summary
Other banks in Michigan
Federally insured banks headquartered in Michigan, by total assets.
- Northpointe Bank $7.4B
- First National Bank of America $6.76B
- Mercantile Bank $6.36B
- Independent Bank $5.55B
- ChoiceOne Bank $4.39B
- Macatawa Bank, National Association $3.48B
- Bank of Ann Arbor $3.33B
- Isabella Bank $2.2B
Similar-size banks
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- The Bank, National Association $482.4M
- Iowa State Bank $479.8M
- NSB Bank $479M