Red Oak, IA
Bank Houghton State Bank
Houghton State Bank is a federally insured bank based in Red Oak, Iowa.
- Type
- Bank
- Charter
- State-chartered commercial bank, not a Federal Reserve member
- Primary regulator
- FDIC
- Established
- January 1, 1879
- Headquarters
- Red Oak, IA
- FDIC certificate #
- 15405
- Fed RSSD ID
- 528241
- Holding company
- Red Oak Financial Corp
- Website
- www.houghtonstatebank.com
$218.7M
Total assets Data as of Q1 2026
$183.3M
Total deposits Data as of Q1 2026
5
Branch locations Data as of Q1 2026
$802K
Net income Data as of Q1 2026
1.50%
Return on assets Data as of Q1 2026
Source: U.S. FDIC BankFind & NCUA 5300 Call Report (public data). Data sources · Data as of Q1 2026
Branches by state
Houghton State Bank operates 5 branch locations in Iowa. Select a state to drill down to its towns and individual branches.
Ownership
Houghton State Bank is owned by Red Oak Financial Corp. See the full ownership & merger history.
Houghton State Bank financial summary
Other banks in Iowa
Federally insured banks headquartered in Iowa, by total assets.
- Principal Bank $9.6B
- Bankers Trust Company $7.47B
- Hills Bank and Trust Company $4.67B
- West Bank $4.01B
- Quad City Bank and Trust Company $3.09B
- Northwest Bank $2.97B
- Cedar Rapids Bank and Trust Company $2.87B
- Fidelity Bank & Trust $2.58B
Similar-size banks
Institutions close to Houghton State Bank’s $218.7M in assets.
- The Stockgrowers State Bank of Ashland, Kansas $219.1M
- Bank Northwest $219.1M
- Citizens Community Bank $218.1M
- Foundation Bank $218.1M
- BankSouth $217.9M
- Iowa State Bank $217.8M