Bank Flatwater Bank
Flatwater Bank is a federally insured bank based in Gothenburg, Nebraska.
- Type
- Bank
- Charter
- State-chartered commercial bank, not a Federal Reserve member
- Primary regulator
- FDIC
- Established
- May 1, 1902
- Headquarters
- Gothenburg, NE
- FDIC certificate #
- 10639
- Fed RSSD ID
- 493152
- Holding company
- Williams Financial Corp
- Website
- www.flatwater.bank
Source: U.S. FDIC BankFind & NCUA 5300 Call Report (public data). Data sources · Data as of Q1 2026
Branches by state
Flatwater Bank operates 3 branch locations in Nebraska. Select a state to drill down to its towns and individual branches.
Ownership
Flatwater Bank is owned by Williams Financial Corp. See the full ownership & merger history.
Flatwater Bank financial summary
Other banks in Nebraska
Federally insured banks headquartered in Nebraska, by total assets.
- First National Bank of Omaha $34.73B
- Union Bank and Trust Company $9.19B
- Pinnacle Bank $9.12B
- Cornerstone Bank $2.65B
- Security First Bank $2.14B
- Five Points Bank $2.1B
- Security National Bank of Omaha $1.84B
- Exchange Bank $1.56B
Similar-size banks
Institutions close to Flatwater Bank’s $346.6M in assets.
- Granite Bank $346.9M
- Rivers Edge Bank $346.3M
- Generations Bank $347.1M
- 1st Trust Bank, Inc. $345.9M
- Ozona Bank $345.8M
- The Cleveland State Bank $345.7M