Waycross, GA
Bank First Southern Bank
First Southern Bank is a federally insured bank based in Waycross, Georgia.
- Type
- Bank
- Charter
- State-chartered commercial bank, not a Federal Reserve member
- Primary regulator
- FDIC
- Established
- June 19, 1907
- Headquarters
- Waycross, GA
- FDIC certificate #
- 10055
- Fed RSSD ID
- 631039
- Holding company
- Fsbh Corp
- Website
- www.fsb-bank.bank
$334.8M
Total assets Data as of Q1 2026
$301.6M
Total deposits Data as of Q1 2026
7
Branch locations Data as of Q1 2026
$775K
Net income Data as of Q1 2026
0.94%
Return on assets Data as of Q1 2026
Source: U.S. FDIC BankFind & NCUA 5300 Call Report (public data). Data sources · Data as of Q1 2026
Branches by state
First Southern Bank operates 7 branch locations across 2 states. Select a state to drill down to its towns and individual branches.
Ownership
First Southern Bank is owned by Fsbh Corp. See the full ownership & merger history.
First Southern Bank financial summary
Other banks in Georgia
Federally insured banks headquartered in Georgia, by total assets.
- Ameris Bank $28.02B
- RBC Bank, (Georgia) National Association $8.79B
- Metro City Bank $4.63B
- Colony Bank $3.71B
- Georgia Banking Company $2.68B
- Vallant Bank $2.35B
- Queensborough National Bank & Trust Company $2.34B
- United Bank $2.22B
Similar-size banks
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- First Community Bank $335.4M
- O'Bannon Banking Company $333.8M