Lakeland, GA
Bank Farmers and Merchants Bank
Farmers and Merchants Bank is a federally insured bank based in Lakeland, Georgia.
- Type
- Bank
- Charter
- State-chartered commercial bank, not a Federal Reserve member
- Primary regulator
- FDIC
- Established
- January 1, 1907
- Headquarters
- Lakeland, GA
- FDIC certificate #
- 5716
- Fed RSSD ID
- 763930
- Holding company
- Lowndes Bancshares Inc
- Website
- www.fmb.net
$800.6M
Total assets Data as of Q1 2026
$713.9M
Total deposits Data as of Q1 2026
6
Branch locations Data as of Q1 2026
$3.1M
Net income Data as of Q1 2026
1.59%
Return on assets Data as of Q1 2026
Source: U.S. FDIC BankFind & NCUA 5300 Call Report (public data). Data sources · Data as of Q1 2026
Branches by state
Farmers and Merchants Bank operates 6 branch locations in Georgia. Select a state to drill down to its towns and individual branches.
Ownership
Farmers and Merchants Bank is owned by Lowndes Bancshares Inc, which also owns 2 other institutions. See the full ownership & merger history.
Farmers and Merchants Bank financial summary
Other banks in Georgia
Federally insured banks headquartered in Georgia, by total assets.
- Ameris Bank $28.02B
- RBC Bank, (Georgia) National Association $8.79B
- Metro City Bank $4.63B
- Colony Bank $3.71B
- Georgia Banking Company $2.68B
- Vallant Bank $2.35B
- Queensborough National Bank & Trust Company $2.34B
- United Bank $2.22B
Similar-size banks
Institutions close to Farmers and Merchants Bank’s $800.6M in assets.
- Franklin Bank & Trust Company $802.6M
- Savers Co-operative Bank $797.8M
- Platte Valley Bank $803.6M
- FCN Bank, National Association $797.6M
- Bank of the West $803.8M
- First Savings Bank of Hegewisch $796.8M
Also owned by Lowndes Bancshares Inc
- Commercial Banking Company $408.9M
- The Citizens National Bank of Quitman $134.3M