Effingham, IL
Bank Crossroads Bank
Crossroads Bank is a federally insured bank based in Effingham, Illinois.
- Type
- Bank
- Charter
- State-chartered commercial bank, not a Federal Reserve member
- Primary regulator
- FDIC
- Established
- March 12, 1974
- Headquarters
- Effingham, IL
- FDIC certificate #
- 21486
- Fed RSSD ID
- 158741
- Holding company
- Omni Bcorp Inc
- Website
- www.crossroadsbank.com
$239.8M
Total assets Data as of Q1 2026
$200.9M
Total deposits Data as of Q1 2026
2
Branch locations Data as of Q1 2026
$882K
Net income Data as of Q1 2026
1.48%
Return on assets Data as of Q1 2026
Source: U.S. FDIC BankFind & NCUA 5300 Call Report (public data). Data sources · Data as of Q1 2026
Branches by state
Crossroads Bank operates 2 branch locations in Illinois. Select a state to drill down to its towns and individual branches.
Ownership
Crossroads Bank is owned by Omni Bcorp Inc. See the full ownership & merger history.
Crossroads Bank financial summary
Other banks in Illinois
Federally insured banks headquartered in Illinois, by total assets.
- BMO Bank National Association $251.96B
- The Northern Trust Company $173.84B
- CIBC Bank USA $65.13B
- Busey Bank $18.01B
- Byline Bank $9.89B
- Wintrust Bank, National Association $9.28B
- Lake Forest Bank & Trust Company, National Association $9B
- First American Bank $8.22B
Similar-size banks
Institutions close to Crossroads Bank’s $239.8M in assets.
- Capon Valley Bank $239.7M
- First National Bank USA $239.9M
- Hendricks County Bank and Trust Company $239.9M
- Cleveland State Bank $239.6M
- Bank of Grand Lake $239.6M
- The First National Bank of Sycamore $239.4M