Monroe, NC
Bank American Bank of the Carolinas
American Bank of the Carolinas is a federally insured bank based in Monroe, North Carolina.
- Type
- Bank
- Charter
- State-chartered commercial bank, not a Federal Reserve member
- Primary regulator
- FDIC
- Established
- May 20, 2019
- Headquarters
- Monroe, NC
- FDIC certificate #
- 59157
- Fed RSSD ID
- 5230790
- Website
- www.abc-nc.com
$242.6M
Total assets Data as of Q1 2026
$212.9M
Total deposits Data as of Q1 2026
3
Branch locations Data as of Q1 2026
$795K
Net income Data as of Q1 2026
1.40%
Return on assets Data as of Q1 2026
Source: U.S. FDIC BankFind & NCUA 5300 Call Report (public data). Data sources · Data as of Q1 2026
Branches by state
American Bank of the Carolinas operates 3 branch locations in North Carolina. Select a state to drill down to its towns and individual branches.
Ownership
American Bank of the Carolinas is not currently recorded under a holding company in the federal data — it appears to be independently held. See its structure & merger history for any past changes.
American Bank of the Carolinas financial summary
Other banks in North Carolina
Federally insured banks headquartered in North Carolina, by total assets.
- Bank of America, National Association $2.67T
- Truist Bank $541.18B
- First-Citizens Bank & Trust Company $235.52B
- Live Oak Banking Company $15.23B
- First Bank $12.94B
- Southern Bank and Trust Company $5.25B
- The Fidelity Bank $4.5B
- HomeTrust Bank $4.38B
Similar-size banks
Institutions close to American Bank of the Carolinas’s $242.6M in assets.
- Citizens State Bank $242.6M
- The Peoples Bank of Georgia $242.5M
- First State Bank of the Ozarks $242.7M
- PennCrest Bank $242.9M
- Cornerstone State Bank $243.1M
- GenuBank $241.7M