Saginaw, MI
Bank 1st State Bank
1st State Bank is a federally insured bank based in Saginaw, Michigan.
- Type
- Bank
- Charter
- State-chartered commercial bank, not a Federal Reserve member
- Primary regulator
- FDIC
- Established
- April 12, 2004
- Headquarters
- Saginaw, MI
- FDIC certificate #
- 57626
- Fed RSSD ID
- 3223305
- Holding company
- 1st State Financial Ltd
- Website
- www.1ststate.bank
$484.2M
Total assets Data as of Q1 2026
$424.9M
Total deposits Data as of Q1 2026
5
Branch locations Data as of Q1 2026
$1.7M
Net income Data as of Q1 2026
1.37%
Return on assets Data as of Q1 2026
Source: U.S. FDIC BankFind & NCUA 5300 Call Report (public data). Data sources · Data as of Q1 2026
Branches by state
1st State Bank operates 5 branch locations in Michigan. Select a state to drill down to its towns and individual branches.
Ownership
1st State Bank is owned by 1st State Financial Ltd. See the full ownership & merger history.
1st State Bank financial summary
Other banks in Michigan
Federally insured banks headquartered in Michigan, by total assets.
- Northpointe Bank $7.4B
- First National Bank of America $6.76B
- Mercantile Bank $6.36B
- Independent Bank $5.55B
- ChoiceOne Bank $4.39B
- Macatawa Bank, National Association $3.48B
- Bank of Ann Arbor $3.33B
- Isabella Bank $2.2B
Similar-size banks
Institutions close to 1st State Bank’s $484.2M in assets.
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- Solutions North Bank $485.4M
- Peoples Independent Bank $485.6M
- Solutions Bank $485.6M